灵活开支帐户(FSA)
导航栏
A Flexible Spending Account (FSA) is a tax-advantaged savings reimbursement account that allows you to set aside money for eligible expenses on a pre-tax basis. T在这里 are three kinds of FSAs available to 澳门威尼斯人网上赌场 employees:
- 保健服务管理局
- 有限用途金融服务管理局
- 受扶养人护理服务
下面将详细介绍这些选项.
FSA概述
Learn about your FSA plan’s specific eligibility, covered expenses, and contribution limits.
FSA管理员:我要用哪家银行?
保健服务管理局
资格
You are eligible to contribute to a 保健服务管理局 if you are a benefit-eligible employee that:
- Waived health coverage; OR
- Enrolled in the PPO Plan; OR
- Enrolled in the HSA-Eligible Plan and are not contributing to an HSA (if you are contributing to an HSA, 见下面的有限用途FSA)
覆盖费用
You may use your 保健服务管理局 to reimburse qualified out-of-pocket medical, 牙科, 处方, 或者视力费用. 合格费用的完整清单可在 IRS出版物502.
《关怀(冠状病毒援助救济和经济安全)法案, 国会通过的, 有否扩大可动用FSA的承保费用. 该法案自2020年1月1日起追溯生效. Qualified expenses now include: over-the-counter medicine without needing a doctor’s 处方 and all feminine hygiene products.
2024贡献
The maximum amount you may contribute in 2024 is $3,050 (minimum election is $100). At the end of the year, employees may be able to roll over some eligible funds. Please refer to the 2025 开放登记 communications for details.
If I have a 保健服务管理局 this year but do nothing during 开放登记, what happens?
Your current FSA election will not automatically roll over to the following year, so you’ll need to elect your annual contribution amount during 开放登记. You may not change your annual contribution amount after it has been elected unless you experience a corresponding qualifying event during the year.
If you do not make an active election for a 保健服务管理局 during 开放登记, then any unused funds from the current plan year will be forfeited. You will have 120 days beginning January 1st of the current plan year to submit any remaining claims for qualified services incurred in the previous plan year.
有限用途金融服务管理局
资格
You are eligible to contribute to a 有限用途金融服务管理局 if you are a benefit-eligible employee that enrolled in the HSA-Eligible Plan and are contributing to an HSA.
覆盖费用
You may use your 有限用途金融服务管理局 to reimburse qualified out-of-pocket 牙科 and vision expenses. 一旦一级计划 可扣除的 已经满足了, you may also use your 有限用途金融服务管理局 for qualified medical and 处方 expenses. 合格费用的完整清单可在 IRS出版物502.
《关怀(冠状病毒援助救济和经济安全)法案, 国会通过的, 有否扩大可动用FSA的承保费用. 该法案自2020年1月1日起追溯生效. Qualified expenses now include: over-the-counter medicine without needing a doctor’s 处方 and all feminine hygiene products.
2024贡献
The maximum amount you may contribute in 2024 is $3,050 (minimum election is $100). At the end of the year, employees may be able to roll over some eligible funds. Please refer to the 2025 开放登记 communications for details.
If I have a 有限用途金融服务管理局 this year but do nothing during 开放登记, what happens?
Your current FSA election will not automatically roll over to the following year, so you’ll need to elect your annual contribution amount during 开放登记. You may not change your annual contribution amount after it has been elected unless you experience a corresponding qualifying event during the year.
If you do not make an active election for a 有限用途金融服务管理局 during 开放登记, then any unused funds from the current plan year will be forfeited. You will have 120 days beginning January 1st of the current plan year to submit any remaining claims for qualified services incurred in the previous plan year.
受扶养人护理服务
资格
You are eligible to contribute to a 受扶养人护理服务 if you are a benefit-eligible employee that:
- Has a dependent child under age 13 that is claimed as tax-dependent; OR
- 有需要纳税的成年人吗
Please Note: Federal non-discrimination guidelines require the University to test the 受扶养人护理服务 to ensure that highly compensated employees, 根据美国国税局指南的定义, do not disproportionately contribute to the 受扶养人护理服务. Highly compensated employees may have their FSA maximum contribution amount reduced if the test results do not meet federal guidelines.
覆盖费用
You may use your 受扶养人护理服务 to reimburse qualified daycare expenses for eligible dependents. 合格费用的完整清单可在 美国国税局第503号出版物.
2024贡献
在2024年，你可以缴纳的最高金额是5美元,个人或已婚夫妇共同申请, or $2,已婚人士单独申报500元. Please note that 受扶养人护理服务 funds are not eligible to roll over.
If I have a 受扶养人护理服务 this year but do nothing during 开放登记, what happens?
Your current FSA election will not automatically roll over to the following year, so you’ll need to elect your annual contribution amount during 开放登记. You may not change your annual contribution amount after it has been elected unless you experience a corresponding qualifying event during the year.
If you do not make an active election for a 受扶养人护理服务 during 开放登记, then any unused funds from the current plan year will be forfeited. You will have 120 days beginning January 1st of the current plan year to submit any remaining claims for qualified services incurred in the previous plan year.
使用我的FSA
T在这里 are a few options for using the savings in your FSA towards qualified medical expenses.
自动补偿
如果你参加了大学医疗保健计划, you have the option to set up your 卫生保健 or 有限用途金融服务管理局 so that it processes reimbursements automatically when you incur a qualified expense. 用你的在线账户设置 终身福利解决方案.
手动补偿
If you did not enroll in health coverage through the University or you decide not to use the automatic reimbursement feature, you must submit a claim for each qualified expense that you would like to receive reimbursement for. 您可以:
直接存款
使用您的在线帐户或 纸质表单 to set up direct deposit of reimbursements into your bank account with your vendor.
FSA形式
终身福利解决方案 direct deposit authorization form
Complete this form if you are setting up a direct deposit account for your FSA account
终身福利解决方案FSA报销申请表
Complete this form if you are filing a claim for your eligible expense for your 保健服务管理局 or 有限用途金融服务管理局
终身福利解决方案 受扶养人护理服务 reimbursement form
Complete this form if you are filing a claim for your eligible expense for your 受扶养人护理服务
如果您需要其他表格，可以 澳门威尼斯人网上赌场 或者探索我们的 员工福利表格页面.